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West Virginia Senior Medicare Plans (WV)

Medicare enrollees in West Virginia as of July 2008 are 20% of the total population or 371,770, of which 24% qualified through disability and enrolled in both Medicare Part A (hospital) and B (medical insurance), significantly higher than the national average of 16%.  Eligibility through disability pre-supposes that there is a need for long-term and consistent medical services, which would indicate the need to receive extended benefits offered under Medical Advantage plans.

Find an affordable Medicare Advantage plan in West Virginia. Request a free quote today >>

There are at least 53 Medicare Advantage plans that cover part or the whole of West Virginia, but be aware: Selection during the first-time enrollment for Medicare Advantage plans is advisable. That's because, if your current Medicare Advantage plan proves unsatisfactory or otherwise ineligible, switching only allowed between November 15 and December every year, under certain circumstances, including:

  • Enrollee moves permanently outside the area of coverage of the exiting Medicare Advantage plan provider
  • Enrollee is deemed qualified for extra help for prescription drug payment by Medicare
  • The current Medicare Advantage plan no longer provides prescription drug coverage

Unless any of these conditions occur, an enrollee will have to remain with the Medicare Advantage plan. A checklist of needs would make the selection easier, as comparison of the health benefits for Medicare-approved Medicare Advantage plans.

Other West Virginia Prescription Programs

Some Medicare Advantage plans in West Virginia that offer prescription drug coverage* and no monthly premiums include:

  • Advantra Silver [H5517 - 003]
  • FreedomBlue PFFS Choice Plus [H1643 - 001]
  • Today's Options PPO Complete powered by CCRx [H1317 - 003]

Some Medicare Advantage plans cover dental, vision and hearing benefits.

Some of West Virginia's best Medicare plans are available by requesting a quote online! >>

Providers for Medicare plans available in West Virginia1:

Advantra
Aetna
WellCare
Blue Cross
The Health Plan
Humana
UniCare
SecureHorizons
Sterling Options
Today’s Options
UPMC Health Plan

You can find WV senior health plans perfectly suited to your needs. Request more information today! >>

* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:

1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;

The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office

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Seniors Live Longer than Ever

Living longer means paying more for health care.

A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2

Retire Earlier with Peace of Mind

Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3