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Today's Options plans are offered by various subsidiaries of Universal American Corporation, a health and life insurance company that focuses on providing insurance products to seniors. Today's Options offers Medicare Advantage Private Fee-for-Service plans emphasizing choice and low-cost, quality coverage. They offer the financial security of annual out-of-pocket limits, and the choice of whether or not to add prescription drug coverage. In addition, your plan may offer extra health and wellness benefits, and coverage of services not covered under the Original Medicare Plan. Today's Options plans allow you to visit any doctor or hospital you choose, as long as they accept your Today's Options plan's terms and conditions of payment.
In addition to Private Fee-for-Service plans, Universal American Corporation may offer Medicare Advantage HMO plans, as well as Medigap policies and Medicare Part D* prescription drug plans. Not all plans are available in all areas. As of early 2009, Today's Options operates in 47 states, while the Today's Options Medicare HMO plans may only be available in certain regions or states. Plans may change from time to time, so it's a good idea to check with Today's Options for the latest offerings.
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3