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Health Reform Tips for Seniors
It's a confusing time for senior citizens, with the passage of Health Care Reform in March, 2010. If you've been watching the news, you're probably well aware of the conflicting information and opinions everywhere you turn. How do you handle it? We're here to help give you a few basic tips. You can start by visiting some of the tips in the links below:
- Five Things Seniors Should Know about Health Reform
- Senior Medicare Q&A for Health Reform
- What Health Reform Does in the Near Term for Seniors
Above all, there are three basic things you should keep in mind, as a senior researching health reform's impact on your life.
Don't Panic – Most of the Senior Reform Begins in 2014
While Health Care Reform will change many aspects of the health care system, there is nothing in the bill that will cause you to lose your current benefits. Many of the programs and new regulations roll out slowly over a period of time, with some not even beginning until 2014. This leaves you time to become informed and plan for these changes.
Stay Informed – Separate Health Reform Facts from Fiction
With so many half-truths circulating, it's difficult to separate fact from fiction when it comes to Health Care Reform for Seniors. For example, a 2009 NBC News poll found that 45% of Americans believed that the government would choose when to stop care for the elderly under health care reform; that myth circulated after reports suggested that the reform bill contained provisions for so-called "death panels," which turned out to be untrue. Choose your sources wisely, confirm information and ask questions to make sure you are getting the facts.
Plan Ahead – Look into Alternative Medicare Options
Since many of these changes are enacted slowly over the next few years, you have time to plan. For example, the cost of Medicare Advantage policies may increase as a result of Health Care Reform, use this information to your advantage when you are choosing health care options. With a little due diligence, patience and persistence, you will be able to handle the changes in health care that are heading your way.
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
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