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Medicare Advantage and other Plans in South Carolina (SC)

Typically, Medicare beneficiaries are at least three months away from their 65th year, but those who become eligible due to disability, the initial enrollment period (IEP) for Medicare begins on the 22nd month through to the 28th month of disability. Once Medicare is in effect, then eligibility for a Medical Advantage plan also takes effect provided the individual:

  • Participates in both Medicare Part A (hospital) and Part B (optional medical insurance)
  • Resides in the service area of the plan
  • Does not suffer from End-Stage Renal Disease (ESRD) or permanent kidney failure requiring dialysis or a kidney transplant

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Medical Advantage enrollees get extended benefits and have smaller out-of-pocket expenses than typically occurs with the original Medicare system, although because these are privately managed policies, it may require the use of provider network services such as accredited physician.

South Carolina residents who qualify for an Medicare Advantage plan may choose from more than 57 plans available in part or the whole of the state.

Medicare Advantage Plans in SC

Medicare Advantage plans with prescribed drug coverage* in South Carolina include:

  • AARP MedicareComplete Plus [H8748 - 004]
  • Southeast Comm. Care- Plus (Charleston) [H5783 - 002]
  • Care Improvement Plus Gold Rx [R9896 - 002]

Some plans require no monthly premiums, although as in the case of Care Improvement Plus Gold Rx, a monthly premium ($24) is imposed.

Providers for Medicare plans available in South Carolina1

Universal Health Care
Care Improvement Plus
InStil Health Insurance Company
Blue Cross
America’s 1st Choice Health Plans
BlueChoice HealthPlan
Southeast Community Care
Sterling Options
HealthMarkets Care Assured
Today’s Options
Windsor Medicare

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* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:

1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;

The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office

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