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Typically, Medicare beneficiaries are at least three months away from their 65th year, but those who become eligible due to disability, the initial enrollment period (IEP) for Medicare begins on the 22nd month through to the 28th month of disability. Once Medicare is in effect, then eligibility for a Medical Advantage plan also takes effect provided the individual:
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Medical Advantage enrollees get extended benefits and have smaller out-of-pocket expenses than typically occurs with the original Medicare system, although because these are privately managed policies, it may require the use of provider network services such as accredited physician.
South Carolina residents who qualify for an Medicare Advantage plan may choose from more than 57 plans available in part or the whole of the state.
Medicare Advantage plans with prescribed drug coverage* in South Carolina include:
Some plans require no monthly premiums, although as in the case of Care Improvement Plus Gold Rx, a monthly premium ($24) is imposed.
Advantra
Aetna
Universal Health Care
Care Improvement Plus
CIGNA
WellCare
Humana
InStil Health Insurance Company
Blue Cross
America’s 1st Choice Health Plans
BlueChoice HealthPlan
UniCare
SecureHorizons
Southeast Community Care
Sterling Options
HealthMarkets Care Assured
Today’s Options
Windsor Medicare
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* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3