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Medicare Advantage plans are supplementary health insurance policies that are designed for people who are receiving Medicare Part A (hospital) and B (medical insurance) benefits. They are generally of the following formats:
In principle, Medical Advantage enrollees get extended benefits and have smaller out-of-pocket expenses than typically occurs with the original Medicare system, although because these are privately managed policies, it may require the use of provider network services such as accredited physicians. In some Medicare Advantage plans, extended benefits may include coverage for vision, dental and hearing. At the very least, Medicare Advantage plans provide the same coverage of Medicare Plan A and B.
Find an affordable Medicare Advantage plan in Pennsylvania. Request a quote today >>
Pennsylvania has at least 58 plans for some or all areas of the state that are approved under the Medicare Prescription Drug, Modernization and Improvement Act (MMA) passed by Congress in 2003. Among the Medicare Advantage plans with prescription coverage* in Pennsylvania that require no monthly premium are:
For individuals who already have Medigap, enrollment in any Medicare Advantage plan nullifies deductibles, co-payments and other cost-sharing mechanisms under Medigap. However, choosing not to drop Medigap is an individual's choice, because once it is dropped, it can be difficult to re-avail if the Medicare Advantage plan scheme proves to be untenable.
Pennsylvania has a number of great senior health plan options. Get started here >>
Advantra
Aetna
AmeriHealth 65
Bravo
CIGNA
WellCare
Evercare
Blue Cross
Fresenius Medical Health Plan
Gateway Health Plan
Geisinger Gold
Humana
Keystone 65
Personal Choice 65
UniCare
SecureHorizons
Keystone Health Plan
Select Advantage
Senior Partners
Capital Advantage
Sterling Options
Team Care Advantage
HealthMarkets Care Assured
Today’s Options
Unison Advantage
UPMC Health Plan
Medicare advantage options and more from trusted providers >>
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3