| – | + | Enlarge Text |
The original Medicare Plan is a pay-per-visit health plan that allows a beneficiary to all healthcare providers that accept Medicare nationwide. However, there are some costs, referred to as coverage "gaps" that are not covered. This is why Medigap began to be offered. However, in terms of potential comprehensive coverage, the Medicare Advantage plan can become preferable to Medigap.
When enrolled in an Medicare Advantage plan, however, the Medigap policy that may be in force will be automatically nullified; in other words, deductibles, co-payments and other cost-sharing mechanisms under Medigap is superseded by the Medicare Advantage plan. However, once the Medigap policy is dropped, eligibility for re-enrolling will only occur under special circumstances. Dropping an existing Medigap enrollment is not compulsory, even with a co-existing Medicare Advantage plan.
Find an affordable Medicare Advantage plan in New Mexico. Request a quote today >>
Residents of New Mexico may choose from at least 52 plan in at least some parts of the state. Among these are Medicare Advantage plans with prescription drug coverage added as an option for Medicare members in January 2006, known as Plan C and Plan D* options. Some may charge a monthly premium; others such as:
Each of these plans listed require no additional monthly premium.
New Mexico is home to a number of exceptional senior health plans. Find the perfect plan today >>
Advantra
AMERIGROUP
Blue Cross
Evercare
Health Net
Humana
Lovelace Insurance Company
Molina Healthcare
Physicians Health Choice
Presbyterian Medicare
SecureHorizons
Sterling Options
UniCare
WellCare
NM health insurance suited to senior needs - all in one place >>
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3