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The initial enrollment period (IEP) for Medicare is between 3 months before and after reaching the age of 65; late enrollment will result in penalties. In some cases, disability cases are allowed to enroll before this period, specifically from the 22nd to the 28th month of disability.
Part A of Medicare covers hospitalization and is a benefit provided by the federal government, automatically to qualified seniors, with no premium required. Part B is optional medical insurance, and availing involves a monthly payment that is deducted from Social Security benefits. Part C is insurance coverage for prescription drugs, and was added as an option to Medicare in January 1, 2006 as part of the Medicare Prescription Drug, Modernization and Improvement Act (MMA) passed by Congress in 2003. Medicare Advantage plans fall under the provisions of Plan C, although not all Medicare Advantage plans actually cover prescription drugs. Enrollment for first-time Medicare Advantage plan enrollees is from January 1 to March 31 of each year. Switching Medicare Advantage plans can only be done from November 15 to December 31 and will remain in effect for the whole of the following year. Switching automatically cancels enrollment in the old Medicare Advantage plan.
Medicare plans and options in Nevada. Request a quote >>
Nevada has at least 25 Medicare Advantage plans available in part or the whole of the state, including:
These are Medicare Advantage plans with prescription coverage*, but vary in coverage format. Each plan has benefits and drawbacks, and the enrollee should take time to comparison shop
Quality senior health coverage for Nevada in a few easy steps >>
Advantra
Aetna
Blue Cross
Universal Health Care
WellCare
Humana
Molina Healthcare
SecureHorizons
UniCare
Senior Care Plus
Health Plan of Nevada
Sierra Health and Life Insurance Company
Health Plan of Nevada
Sterling Options
HealthMarkets Care Assured
Today’s Options
Find an affordable Medicare Advantage plan in Nevada. Request a quote today >>
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3