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The original Medicare Plan is a pay-per-visit health plan that allows a beneficiary to all healthcare providers that accept Medicare nationwide. However, there are some medical or health costs, referred to as coverage "gaps" that are not fully covered if at all. This is where a Medicare Advantage plan comes in handy.
Medicare Advantage plans are considered supplementary health insurance for people who already have Medicare Part A and B. Medicare Advantage plans typically cover at least all that Medicare itself will cover, but will more than not carry extra benefits such as vision, hearing and dental coverage. Medicare Advantage plans with prescription drug coverage* is also common.
Find an affordable Medicare Advantage plan in Nebraska. Request a quote today >>
Many Medicare Advantage plans require no premiums, but in some instances plans that may be better suited to a particular person's individual needs may carry a monthly premium that can range from $10 to $500+. It is important that a potential enrollee weigh the value of the benefits carried by the Medicare Advantage plan under consideration against the outright costs of enrollment i.e. monthly premiums.
In Nebraska, there are at least 41 plans eligible (meaning Medicare-approved) Medicare Advantage plans available in at least some part of the state. Among the more comprehensive Medicare Advantage prescription drug plans available, albeit with a monthly premium, are:
Request a quote for top plans from Nebraska senior health insurance carriers >>
AARP
Advantra
Aetna
Avera
Universal American
WellCare
Evercare
SecureHorizons
Humana
Blue Cross
UniCare
Sterling Options
Team Care Advantage
Today’s Options
Low-cost senior health insurance options in a few steps >>
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3