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Medical Advantage plans are regulated by both state and federal law. States reserve the right to license an insurance provider, as well as determine the guidelines for said licensure within its area of responsibility based on state laws, but laws established by the Centers of Medicare and Medicaid Services (CMS) under federal law such as unacceptable marketing practices for Plan C or D* under Medicare Marketing Guidelines are enforced by the CMS under federal government decree. States may report such violations to the CMS but may not take any other action against the alleged transgressor.
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Hard-selling and other high-pressure marketing tactics by Medicare Advantage plan providers are prohibited by The Centers for Medicare & Medicaid Services (CMS), with stiff sanctions in the offing for violators. These include free-dinner marketing meetings, door-to-door solicitation and cold calls, cross-selling and sales presentations where health care is delivered or during education events. These restrictions are designed to prevent the more aggressive insurance companies from railroading eligible senior citizens into enrolling in their Medicare Advantage plans. If there is any indication of illegal or unscrupulous practice by the service provider, complaints may be reported to 1-800-MEDICARE.NC health insurance for seniors. Find a quote today >>
Of the 52 plans available in North Carolina, three of the Medicare Advantage plans with prescription drug coverage*, three with no monthly premium are:
Be sure to research the plan that best suits your needs.
AARP
Advantra
Aetna
America’s 1st Choice
Blue Cross
CIGNA
EverCare
Fidelis
Health Net
HealthMarkets Care Assured
Humana
SecureHorizons
SecureHorizons
Southeast Community Care
Sterling Options
Today’s Options
UniCare
WellCare
Get started on finding a private Medicare plan in NC today! >>
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3