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Senior Health Insurance and Medicare in North Dakota (ND)

Medicare Advantage plans have become enormously popular due to the ever-widening coverage gaps with ordinary Medicare coverage. In principle, Medical Advantage enrollees get extended benefits and have smaller out-of-pocket expenses than typically occurs with the original Medicare system. Medicare Advantage plans may include coverage for vision, hearing, dental, and health and wellness programs.

General conditions for enrolling in a particular Medicare Advantage plan are:

• Participation in Medicare Part A and Part B
• Residence in the service area of the plan
• Negative for End-Stage Renal Disease (ESRD) or permanent kidney failure requiring dialysis or a kidney transplant

Because of the potential for profit, however, there are many providers who may take advantage of the trend by hard selling their products which may not be a good fit for a specific individual. To safeguard against this, the Centers for Medicare and Medicaid Services (CMS) under federal statute have decreed that high-pressure marketing tactics by Medicare Advantage plan providers are grounds for severe sanctions.

North Dakota Medicare advantage options and rates >>

More ND Plan Information

North Dakota senior citizens may no longer participate in free-dinner marketing meetings, but there are at least 38 Medicare-approved Medicare Advantage plans available in parts or the whole of the state to choose from. These include:

• Advantra Freedom-Freedom 5 [H5227 - 001]
• Concert [H1340 - 033]
• SecureHorizons MedicareDirect Rx Plan All three plans have no monthly premiums and include prescription drug coverage*.

Providers for Medicare plans available in North Dakota:

Advantra
Aetna
Blue Cross
Humana
Medica
SecureHorizons
Sterling Options
Today’s Options
UniCare
WellCare

Find affordable Medicare Advantage plans in North Dakota today >>