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Medicare Part A
Medicare Part A covers your hospital care and related services. You are eligible to receive Part A coverage premium-free if you or your spouse paid Medicare taxes while working. Otherwise, you may be eligible to purchase Part A coverage for a monthly premium.
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The types of services covered by your Part A benefits include:
•Blood, starting with the 4th pint you receive from a hospital or skilled nursing facility during a Medicare-covered stay. You pay all costs for the first three pints and 20% for each additional pint.
•Necessary home health services. May include physical therapy, speech therapy, some durable medical equipment (such as wheelchairs, oxygen tanks, etc.) and medical supplies for your home. You must receive services from a Medicare-certified home health agency. You pay a $0 copayment for home health services and 20% coinsurance for durable medical equipment.
•Hospice care, for those with a terminal illness expected to live six months or less. Coverage includes drugs, medical care and support services from a Medicare-certified hospice provider. Copayment of up to $5 for prescription drugs* and 5% coinsurance for inpatient care. You may have to pay room and board if you receive care in a hospice facility.
•Inpatient hospital care. You pay $1024 deductible for first 60 days, $256 daily deductible for days 61-90, $512 daily deductible for lifetime reserve days. You have a total of 60 lifetime reserve days over the course of your lifetime.
•Skilled nursing facility care, for a limited period following a minimum 3-day hospital stay for a related condition or injury. You must require skilled care to be eligible for coverage. You pay $0 for the first 20 days, $128 daily for days 21-100, and all costs for each day after day 100.
Get a quote for Medicare Part A plans and coverage. Request a quote today >>
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
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