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When it comes to finding health care insurance for the elderly in Maine, it's simple. The individuals living in the state who are over 65 years old are eligible for coverage from a Medicare advantage plan. There are four types of Medicare options available in Main, they include Part A, Part B, Part C and Part D*. Part A is the original form of Medicare you receive automatically after acceptance. You receive limited coverage for your hospital stays and visits. Then you can add on other Medicare options to your policy to receive more benefits.
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With the Part B plan, you receive coverage for visits to the doctor and outpatient care (sometimes physical therapy expenses are covered). Part B plans offer to pay 80% of your medical expenses, so you are left to pay for the remaining 20% - some people opt to get a private health insurance plan or other supplement health insurance to help cover the gap. The Part C plan combines the benefits you get from the Part A and Part B plans, as well as additional coverage. Then with the Part D plan, discounts for prescription drugs are given. Co-payments and deductibles are usually added to these additional plans, so make sure to check that out before making any decisions.Medicare coverage and supplemental coverage for seniors in Maine >>
AARP
Advantra
Aetna
CIGNA
Evercare
SecureHorizons
Harvard Pilgrim Health Care
Humana
Martin’s Point Generations
Northeast Community Care
Unicare
Blue Cross
Sterling Options
HealthMarkets Care Assured
Today’s Options
Start here to get a quote for Medicare and Medicare supplemental plans in Maine >>
* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3