Discover Your Medicare and Health Insurance Options
Health insurance matters to senior citizens. With Medicare, Medicaid, and private plan options to navigate, having as much information as possible presented in a simple, straightforward manner will help you to best understand your health insurance options. As a Medicare beneficiary, you have many options to choose from, and these pages are designed to help you make a confident decision about the plan options that may be best for you.
The Original Medicare plan offers coverage for your basic, medically necessary hospital and medical services. To receive more coverage, or to receive benefits such as hearing, vision, or prescription drug coverage, you will want to consider government-sponsored Medicare health plans, offered through private companies that contract with Medicare to provide services:
• Medigap, or Medicare Supplement Insurance, policies are designed to complement the Original Medicare Plan. Medigap policies help you to pay the deductibles, copayments, and coinsurance amounts you are responsible for under the original Medicare. You do not need and cannot buy a Medigap policy if you have a Medicare Advantage plan.
Medicare health insurance benefits change from time to time. There are many types of plans offered by numerous companies, and a number of personal factors to consider. Only you can decide what kind of plan is best for you.
Seniors-health-insurance.com can help you decide by explaining how the different parts of the Medicare program work, what kinds of plans might be available, and what important personal factors you might want to consider in choosing the healthcare that best fits your individual circumstances. With the right information, you can make your healthcare decisions with confidence.