This is because Medicaid and Medicare are federally-funded programs that offer standardized health care. These programs provide health care insurance for people in special situations, so applying for these isn’t exactly the same as applying for private insurance.

Medicare Insurance Quotes

What are your Medicare options? You can choose between Medicare Original (Parts A and B) and Medicare Advantage (Part C). If you opt for Medicare Original, you can buy supplemental private insurance, called Medigap, to fill in the coverage gaps.

Whether you choose Medicare Original or Medicare Advantage, you can also opt for Medicare Prescription Drug Coverage (Part D*), which covers some of the costs of prescription medications.

Alternatively, if you’re interested in Medicare Advantage, Medigap, or a Prescription Drug Plan, you can request a free senior health insurance quote right here. Submitting a request will help you find local insurance companies that offer the Medicare policies you’re interested in.

When purchasing Medigap insurance from private companies, it’s important to know that all Medigap policies are standardized in terms of the benefits and services they provide. However, these policies do differ in terms of fees and chargers that you incur. That means when comparing policies from different companies, it’s more important to compare the costs of those policies than the services they offer.

*You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:

• 1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
• The Social Security Administration at 1-800-772-1213 between 7 a.m.7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or and
• Your State Medicaid Office

photo credit: Daquella manera