October 22nd, 2009

Even though Medicaid and Medicare are available all over the country, you’re unlikely to ever find quotes for these services online as you do with insurance sold by private companies.
This is because Medicaid and Medicare are federally-funded programs that offer standardized health care. These programs provide health care insurance for people in special situations, so applying for these isn’t exactly the same as applying for private insurance.
Medicare Insurance Quotes
What are your Medicare options? You can choose between Medicare Original (Parts A and B) and Medicare Advantage (Part C). If you opt for Medicare Original, you can buy supplemental private insurance, called Medigap, to fill in the coverage gaps.
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Tags: drugs, health insurance, prescriptions
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February 20th, 2009
The days of having to get up early for work are slowly coming to an end. Thinking about settling down in a few years and accepting the fact you are close to 65 years old. This may be a good time to begin thinking about retirement. After 40 years of working hard, you deserve a little rest and relaxation. Hopefully, you saved up some money and can afford a nice house by the beach where you can begin focusing on the things that you did not have time for and dreamed of doing once you retired.
With Senior Health Care, Timing is Everything
Ten years ago, the economy did not have an effect on people the way it does today. Unfortunately, people thinking about retirement are barely hanging on to their jobs due to a high unemployment rate and recession. The most difficult aspect for some is getting laid off before turning 65 years old and having to determine whether to go with COBRA or an alternative.
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Tags: age 65, COBRA, laid off, Retirement, senior health, senior insurance, unemployed
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February 13th, 2009
Does the flame feel like it is fading in the relationship? This time of year sparks the question of love and how to give love. Relationships are being developed everyday and some may need a spark of rejuvenation after decades of being together. Once the nest is empty and the home is seeming too big just for two birds, it is time to consider your emotional health and your loved one.
Reflect on the Health of Your Relationship
Take this opportunity to reflect on the current state of your relationship, as well as the fond memories you have of the first time you felt love for your significant other. The current state of your relationship may not be exactly what you had dreamed of — and that is perfectly healthy — but if it is causing sadness or depression it may be a good idea to speak with a mental health professional.
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January 30th, 2009
One of the best things about retiring and growing older is that you have time to do the things you always wanted to do. This is your chance to begin enjoying life to its fullest and now you can! Some people choose to waste time by watching television all day, but this will only cause the aging process to accelerate. You have 24 hours in a day in which you can really begin taking advantage of every second.
Could Four Minutes Cure Osteoporosis?
It turns out that Osteoporosis is not a disease. You can cure Osteoporosis. How do I know? My friend has figured out the cure. He has developed a bioDensity machine that cures Osteoporosis and provides a good workout in only four minutes. I had the opportunity to experience the filming of a video that will be distributed to health insurance companies across the globe and listened to the amazing stories of all the people that use this new technology.
Filming a Break-Through in Senior Health Science
Sometimes film is unable to capture all aspects of an event. This is apparent when there are no actors and actresses; just people telling their story. The goal of the film is basically to show doctors and health insurance companies that there is a simple cure to Osteoporosis and that people are able to prevent it while improving upon their posture and bone density.
I listened to an 80-year old woman, who told me how the bioDensity has changed her life. She loved to scuba dive and, as she grew older, her doctor told her that her bones were becoming too weak to be scuba diving. Her twin decided not to try the bioDensity machine and you can see the difference. The posture of the one that chose to utilize the machine is dramatically different from her twin sister.
Is this the Future of Exercising for Seniors?
Whoever said that exercise had to take place at a gym? New machines that send your workout information through a computer to your insurance company are beginning to appear in some of the top senior living facilities around the world. The bioDensity machine combined with a “Powerplate” is all one needs to stay healthy while building bone density and toning muscles. A ten-minute workout is the equivalent of running four miles everyday and then going to the gym for a few hours and using all of the machines. The new equipment should be arriving at a senior living facility or fitness center near you within the next year.
Healthy and Active in Your Golden Years
This is not one of those products that you see on TV at 4 o’clock in the morning, which often sounds too good to be true. The future is here and scientists along with some of the biggest names in the fitness industry have been working on a machine rather than medication that will cure Osteoporosis. Most people think that Osteoporosis is a disease that is a result of a lack of Calcium D in the body.
Surprisingly, while researching the disease for a thesis paper in college, my friend discovered that if a person puts “load” upon the body and builds up their bone density in this way, they will reverse the development of Osteoporosis. After writing the thesis paper, he decided to devote his life to creating a machine that would allow people of all ages and sizes to put “load” upon their bodies through three different exercises without injuring themselves. It is hard to imagine a machine that can simplify working out and cure Osteoporosis. I guess you will just have to try it out some day.
Tags: Add new tag, bone density, bone strength, exercising, health tools, osteoporosis, senior activities, senior health
Posted in Excercises & Activities, Senior Health Tools | No Comments »
January 15th, 2009
Because so many health care plans have a set limit as to the amount that they will pay every month for prescription drug costs, you may find yourself having to pay the entire cost of some medications yourself. This is especially hard for seniors who are on a tight budget or families with children who have special drug needs for medical conditions every month. There are a few ways that you can keep the high cost of buying prescription drugs every month down to where you can handle the budget.
Generic vs. Brand Name Prescription Drugs
One of the ways to keep your costs down is to ask your doctor to prescribe a generic version of the medication you’re buying now. Many plans charge a much lower co-pay amount for generic-brand medications than the much higher brand-name drugs. Be sure to check if the medication you’re taking now has a generic substitute that your health care plan will cover before you have your doctor change your prescription.
Even if the higher-costing brand name medicine you’re taking now doesn’t have a generic equivalent, there may be another drug on the market that could treat your medical condition at a lower cost. Always be sure to check with your doctor before you make the decision to switch drugs.
Buying Drugs in Bulk
Another way to save on drug costs is to buy in bulk whenever possible. Many drug plans offer volume discounts when you purchase three-month supplies of medication at once.
Finding Cheaper Pharmacies
You can also look for a cheaper pharmacy to buy your medications. Target and Wal-Mart have plans in place that allow them to sell most generic drugs for as low as four dollars per prescription. There are also many mail-order pharmacies that offer discounts for orders placed through the mail.
Ordering from Canada
Many people needing medications every month are finding cost relief by shopping for their medications in Canada. You can now purchase a 90-day supply of drugs without having to stop at the border by customs agents. U.S. government officials will also no longer seize mail-order prescription drug orders from Canada.
Tags: cutting costs, health insurance, medicare part d, Prescription Drugs, saving money, seniors
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