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Residents of the state of Alabama who are over 65 or disabled are eligible for Medicare coverage from the state. With a policy from Medicare, you will receive benefits that will help cover your medical expenses and prescription drugs (with select plans). Watching over the Medicare services in Alabama is the Cahaba Government Benefit Administrators; they were contracted by Center of Medicare and Medicaid Services. Their job is to ensure that those who are eligible for Medicare benefits are aware and are given proper coverage. There are three types of Medicare options available - Part A, Part B and Part D*.
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With the Part A plan, you receive basic benefits that cover your hospital costs and other medical needs. There are a couple of health care providers in the state that accept Medicare Part A policies for their services. Some people decide to enroll in the Part B plan as well, to help get more benefits for their medical expenses. With Part B, you are given coverage for doctor or medical supplier expenses. You may be required to pay co-payments for some of the services. Just make sure that your doctor does go by the national Medicare guidelines, so that your doctor visits are covered by your policy.Request an Alabama Medicare coverage quote today >>
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Fresenius Medical Care Health Plan
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Windsor Medicare Extra
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* You may be able to get extra help to pay for your prescription drug premiums and costs. To see if you qualify for getting extra help, call:
1-800-MEDICARE (1-800-633-4227). TTY/TDD users should call 1-877-486-2048, 24 hours a day/7 days a week;
The Social Security Administration at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday. TTY/TDD users should call, 1-800-325-0778; or Your State Medicaid Office
Dental or vision options can be added to your
coverage.
Living longer means paying more for health care.
A woman who retires at 65 can expect to maintain her health until the age of 84, on average.2
Men who expect high health costs after they turn 65 end up retiring – on average – 13 months later than those who don't.3